CommercialFloodQuote.com is operated by Kevin Huggett Agency, a licensed independent insurance agency specializing in commercial flood insurance for businesses in Wisconsin, Michigan, and Illinois. Our website is located at https://commercialfloodquote.com and our principal office is in Wisconsin.
When this policy refers to "we," "us," or "our," we mean Kevin Huggett Agency and the CommercialFloodQuote.com website. When we say "you," we mean any visitor to our website or person who submits information through our quote request forms.
We collect information in two ways: information you provide directly, and information collected automatically when you use our website.
Information you provide directly includes:
Information collected automatically when you visit our website includes:
We collect this automatic data through Google Analytics 4 (GA4), which uses cookies. We do not collect or store payment card numbers, Social Security numbers, tax identification numbers, or other sensitive financial identifiers.
We use the information we collect to:
We do not use your information for automated decision-making, profiling, or any purpose unrelated to providing you with insurance services or improving our website.
We do not sell, rent, trade, or otherwise transfer your personal information to third parties for their own marketing or commercial purposes. Period. Your contact and property information is used solely to help you obtain commercial flood insurance coverage and is shared only as described in the "Third Parties" section below.
We use a limited number of trusted third-party services to operate this website and deliver our services:
Our website uses cookies — small text files stored in your browser — primarily through Google Analytics. These cookies help us understand how visitors interact with our site so we can improve it. We do not use advertising cookies, tracking pixels for ad networks, or cross-site tracking technology.
You can control or disable cookies through your browser settings. Note that disabling cookies may affect certain website functionality. For more information about managing cookies, visit allaboutcookies.org.
We retain information you submit through our quote forms for as long as necessary to provide you with insurance services and as required by applicable insurance regulations and Wisconsin law. Google Analytics data is retained according to our GA4 configuration, which we have set to 14 months. You may request deletion of your personal information at any time by contacting us as described below.
We take reasonable technical and organizational measures to protect the information you provide from unauthorized access, disclosure, or loss. Our website uses HTTPS encryption for all data transmission. However, no method of transmission over the internet or electronic storage is 100% secure. We encourage you to avoid submitting highly sensitive financial information (such as account numbers or tax IDs) through our web forms.
You have the following rights regarding your personal information:
To exercise any of these rights, contact us using the information in the "Contact Us" section below. We will respond to verifiable requests within 30 days.
CommercialFloodQuote.com is intended for use by business owners, property managers, and commercial real estate professionals. We do not knowingly collect personal information from children under 13 years of age. If you believe we have inadvertently collected information from a child, please contact us immediately and we will delete it.
Our website may contain links to external sites such as FEMA's flood map service, insurance carrier websites, or regulatory resources. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies before providing any personal information.
This Privacy Policy is governed by the laws of the State of Wisconsin, without regard to its conflict of law provisions. Any disputes arising under this policy will be subject to the exclusive jurisdiction of the courts located in Wisconsin.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or business operations. When we make changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of our website after changes are posted constitutes your acceptance of the revised policy.
If you have questions, concerns, or requests related to this Privacy Policy or your personal information, please contact us:
We are a licensed insurance agency serving businesses in Wisconsin, Michigan, and Illinois. We take your privacy seriously and will respond to all inquiries promptly.